Affordable Housing Development

This project has become a reality as a result of a unique partnership between for-profit developer Penn Terra Group Ltd., co-operative financier FirstOntario Credit Union and non-profit housing provider Bethlehem Housing and Support Services. They are committed to working together towards providing a solution to the need for affordable housing in the Niagara Region.  


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About This Project

This unique 3P partnership and the support of our municipal and regional governments provides a solution to the affordable housing crisis in our community.

This development offers a made-in-Niagara solution to provide affordable rental housing and support services for individuals and families of low to moderate income with a focus on those who are homeless due to issues with poverty, physical disability, mental health, domestic violence and family breakdown.

In addition to providing 127 affordable housing rental units there will be on-site support services and community amenities, including a day care facility and naturalized play area at 111 Church Street in downtown St. Catharines. 

Completion of the development is tentatively scheduled for November 2019. 


Project Partners

  • FirstOntario Credit Union
  • Penn Terra Group Limited
  • Bethlehem Housing and Support Services

Government Partners

  • Niagara Regional Housing
  • Niagara Region
  • City of St. Catharines

Read More About This Project

Taking a Leadership Role in the Business Community

Taking a Leadership Role in the Business Community

Posted Apr 29th, 2019

Taking a leadership role in the business community as Bethlehem's Executive Director, Lori Beech, took part in a discussion panel at The State of The Region 2019

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Groundbreaking Ceremony of New Affordable Housing Development

Groundbreaking Ceremony of New Affordable Housing Development

Posted Nov 23rd, 2017

On Wednesday, November 22, the community came together to celebrate the groundbreaking of our new affordable housing development in downtown St. Catharines.

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