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Affordable Housing Development

This project has become a reality as a result of a unique partnership between for-profit developer Penn Terra Group Ltd., co-operative financier FirstOntario Credit Union and non-profit housing provider Bethlehem Housing and Support Services. They are committed to working together towards providing a solution to the need for affordable housing in the Niagara Region.  


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About This Project

This unique 3P partnership and the support of our municipal and regional governments provides a solution to the affordable housing crisis in our community.

This development offers a made-in-Niagara solution to provide affordable rental housing and support services for individuals and families of low to moderate income with a focus on those who are homeless due to issues with poverty, physical disability, mental health, domestic violence and family breakdown.

In addition to providing 127 affordable housing rental units there will be on-site support services and community amenities, including a day care facility and naturalized play area at 111 Church Street in downtown St. Catharines. 

Completion of the development is tentatively scheduled for November 2019. 


Project Partners

  • FirstOntario Credit Union
  • Penn Terra Group Limited
  • Bethlehem Housing and Support Services

Government Partners

  • Niagara Regional Housing
  • Niagara Region
  • City of St. Catharines

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A Message from Our Executive Director

A Message from Our Executive Director

Posted Apr 13th, 2020

I wanted to reach out and update you on what we are doing at Bethlehem to help our tenants and clients in these unprecedented times. Like you, our team is facing challenges at this time and are having to react to conditions that are rapidly changing. We are taking precautions for the safety and well‑being of our employees while maintaining capabilities to provide stable housing and support services for the most vulnerable in our community.

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2019 Women in Business Awards

2019 Women in Business Awards

Posted Dec 2nd, 2019

On November 8, 2019 the Women in Niagara Council hosted their 19th Annual Women in Business Awards at the Marriott on The Falls celebrating the contributions and achievements of women from across Niagara.  Our Executive Director, Lori Beech was honoured with the Community Impact Award.

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